Frugal Tip No. 3: Create and Maintain an Income and Expense List

I keep track of both our income and expenses by listing them down. As in detalydo to the last centavo ha. Tipong pati mga tip nililista ko. Ganun ako ka-OC in terms of our finances and it works naman for me kasi it helps me to monitor our finances. Though very tasking, I see the following benefits in doing it:

I hope nakakatulong itong tips ko. If you have any questions or comments, feel free to message me and I'm more than willing to answer you. =)